Select Committee · Work and Pensions Committee

Pensioner Poverty: challenges and mitigations

Status: Closed Opened: 22 Nov 2024 Closed: 1 Jan 2026 12 recommendations 31 conclusions 1 report

Are pension age benefits and the State Pension enough to stop pensioners from falling into poverty? We are looking at the state of pensioner poverty in the UK. Which groups are most affected? What are the health impacts? How do the State Pension and other pension age benefits mitigate the risks? What part is played … Show more

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Reports

1 report
Title HC No. Published Items Response
2nd Report - Pensioner Poverty: challenges and mitigations HC 465 24 Jul 2025 43 Responded

Recommendations & Conclusions

9 items
6 Conclusion 2nd Report - Pensioner Poverty: challen… Not Addressed

Government lacks consistent cross-departmental strategy for older people, conflicting with preventative health goals

The Government says it is taking a cross-department approach to address the challenges faced by older people. We were interested in arguments that it would help to have a strategy where the Government set out its objectives for older people and the mechanisms to ensure that those priorities are reflected … Read more

Government response AI summary
The government outlines existing and planned initiatives to support older people and address poverty, but does not address the committee's specific observation about the helpfulness of a dedicated strategy for older people or the criticism regarding Winter Fuel Payments.
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Department for Work and Pensions
7 Conclusion 2nd Report - Pensioner Poverty: challen… Not Addressed

Lack of central strategy hinders local cross-sector progress for pensioners' preventative support

In addition, a preventative approach requires a cross-sector approach, with stakeholders across a range of policy areas pulling together in the same direction. We were impressed by the work in areas like Greater Manchester where local authorities are collaborating with third sector and community organisations to provide integrated support for … Read more

Government response AI summary
The government outlines existing and planned initiatives to support older people and address poverty, but does not address the identified lack of a framework for local government accountability or a central government strategy for an ageing society, which the conclusion highlights as barriers.
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Department for Work and Pensions
8 Recommendation 2nd Report - Pensioner Poverty: challen… Not Addressed

Commit to a cross-government strategy for an ageing society with clear accountability mechanisms

The Government should commit to a cross-government strategy for an ageing society, with equity of health and well-being for older people at its centre. This strategy should set out how cross-sector working is to be achieved, with effective mechanisms for holding the different parties involved to account. (Recommendation, Paragraph 50) … Read more

Government response AI summary
The government describes various existing initiatives to support older people, such as increases to the National Living Wage, the Triple Lock, and housing programs, but does not commit to developing a cross-government strategy for an ageing society as recommended.
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Department for Work and Pensions
11 Conclusion 2nd Report - Pensioner Poverty: challen… Not Addressed

2024/25 Winter Fuel Payment eligibility poorly targeted, while 2025/26 reforms are welcomed

For winter 2024/25, the Government linked eligibility for the Winter Fuel Payment to receipt of Pension Credit. This removed the payment from many who needed it and set the bar for continued payment too low. Up to 760,000 pensioner households do not claim Pension Credit that they are entitled to, … Read more

Government response AI summary
The government notes the committee's comments but responds by outlining its statutory duties regarding equality, steps to strengthen analysis, and its ongoing work on safeguarding from a separate report, without addressing the specific observations about Winter Fuel Payment eligibility.
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Department for Work and Pensions
12 Conclusion 2nd Report - Pensioner Poverty: challen… Not Addressed

Winter Fuel Payment changes created significant uncertainty and anxiety among older pensioners

Our predecessor Committee is amongst those that have criticised Winter Fuel Payments for being poorly targeted and a ‘blunt instrument’ for tackling fuel poverty. As a universal payment, WFP went to pensioners who did not need it, and its real terms value has dwindled over two decades since it was … Read more

Government response AI summary
The government notes the committee's comments but responds by outlining its statutory duties regarding equality, steps to strengthen analysis, and its ongoing work on safeguarding from a separate report, without addressing the specific observations about Winter Fuel Payments.
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Department for Work and Pensions
13 Conclusion 2nd Report - Pensioner Poverty: challen… Not Addressed

Limited equality analysis of Winter Fuel Payment reform failed to assess broader health impacts

The Government conducted a very limited high-level equality analysis of WFP reform, estimating the impact on the number of pensioners in poverty. We heard repeatedly about the possible impacts on their health, as well. While this may be difficult to quantify, a fuller impact assessment, 83 considering the cumulative impact … Read more

Government response AI summary
The government notes the committee's comments about limited WFP equality analysis and states its Chief Analyst is strengthening general analysis, but primarily discusses safeguarding policies and reviews from a separate context, not directly addressing the call for a fuller WFP impact assessment.
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Department for Work and Pensions
24 Conclusion 2nd Report - Pensioner Poverty: challen… Not Addressed

Many local authorities lack resources to coordinate effective benefits take-up support.

Effective take-up work requires, firstly, face to face support and encouragement from trusted individuals and organisations on the ground. The complexity of the benefits system means that expert welfare rights advice is often also needed. In some areas, local authorities, third sector and community organisations work together effectively to do … Read more

Government response AI summary
The government response describes its existing internal resource plans for timely claim processing and ongoing strategies for place-based promotion and supportive communications. However, it does not directly address the committee's observations regarding varying local authority coordination or the need for external expert welfare rights advice.
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Department for Work and Pensions
29 Conclusion 2nd Report - Pensioner Poverty: challen… Not Addressed

Report progress addressing data sharing barriers for local authorities accessing benefit data by 2025.

DWP should report back by the end of 2025 on progress in addressing the barriers to data sharing identified by the Minister, particularly in relation to enabling DWP to give local authorities more visibility of Pension Credit and Universal Credit data; and on sharing of HMRC data. (Recommendation, Paragraph 142) … Read more

Government response AI summary
The government's response details existing extensive data sharing arrangements with local authorities and discusses the benefits of simplifying data sharing legislation, but does not commit to reporting back on progress in addressing specific barriers or increasing visibility of Pension Credit and Universal Credit data by …
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Department for Work and Pensions
43 Conclusion 2nd Report - Pensioner Poverty: challen…

Government's refusal to compensate 1950s women for maladministration causes continued deep disappointment.

We recognise that many 1950s women are deeply disappointed by the Government’s refusal to pay compensation following the Parliamentary and Health Service Ombudsman’s finding of maladministration. The decision has been legally challenged and we await the outcome of that process. (Conclusion, Paragraph 201) 89 Read more

Department for Work and Pensions

Oral evidence sessions

8 sessions
Date Witnesses
4 Jun 2025 Andrew Latto · Department for Work and Pensions, Laura Adelman · Department for Work and Pensions, Torsten Bell MP · Department for Work and Pensions View ↗
21 May 2025 Anthony Pygram · Committee on Fuel Poverty, Ned Hammond · Energy UK, Peter Smith · National Energy Action, Simon Francis · End Fuel Poverty Coalition View ↗
12 May 2025 Faye Patton · Care and Repair Cymru, Rhian Bowen-Davies, Older People's Commissioner for Wales, Victoria Lloyd · Age Cymru View ↗
30 Apr 2025 David Finch · The Health Foundation, Dr David Attwood · Pathfields Medical Group, Dr Ruth Law · The British Geriatrics Society, Professor Sir Michael Marmot · University College London (UCL), Toby North · Marie Curie View ↗
26 Mar 2025 Daphne Hall · National Association of Welfare Rights Advisers (NAWRA), Dr Juliet Stone · Centre for Research in Social Policy, Loughborough University, Dr Kingsley Purdam · Manchester University, Gareth Morgan · Ferret Information Systems, Gary Vaux · Hertfordshire County Council, Professor Matt Padley · Loughborough University View ↗
26 Feb 2025 Alistair Smyth · National Housing Federation, Councillor David Fothergill · Local Government Association, Deven Ghelani · Policy in Practice, Fabian Chessell · Policy in Practice View ↗
22 Jan 2025 Angela Madden · The WASPI Campaign, Debbie de Spon · The WASPI Campaign, Dr Daniella Jenkins · Women’s Budget Group, Dr Suzy Morrissey · Pensions Policy Institute, Karl Banister · Parliamentary and Health Service Ombudsman, Sasjkia Otto · Fabian Society, Sue Ferns · Prospect Trade Union View ↗
18 Dec 2024 Adam Stachura · Age Scotland, Carl Emmerson · Institute of Fiscal Studies, Carole Easton · Centre for Aging Better, Caroline Abrahams · Age UK, Daniella Silcock, Independent Research Consultant, Jonathan Safir · National Pensioners Convention, Morgan Vine · Independent Age, Peter Matejic · Joseph Rowntree Foundation View ↗

Who gave evidence

40 witnesses
WitnessOrganisationSessions
Adam Stachura · Associate Director of Policy, Communications and … Age Scotland 1
Alistair Smyth · Director of Policy and Research National Housing Federation 1
Andrew Latto · Deputy Director, Devolution, Pensioner Benefits &… Department for Work and Pensions 1
Angela Madden · Campaign Chair The WASPI Campaign 1
Anthony Pygram · Member Committee on Fuel Poverty 1
Carl Emmerson · Member, and Deputy Director Institute of Fiscal Studies 1
Carole Easton · CEO Centre for Aging Better 1
Caroline Abrahams · Charity Director Age UK 1
Councillor David Fothergill · Chair of the Community Wellbeing Board Local Government Association 1
Daniella Silcock, Independent Research Consultant 1
Daphne Hall · Co Chair National Association of Welfare Rights Advisers (NAWRA) 1
David Finch · Associate Director, Healthy Lives Team The Health Foundation 1
Debbie de Spon · Communications Director The WASPI Campaign 1
Deven Ghelani · Director and Founder Policy in Practice 1
Dr Daniella Jenkins · Member of Policy Advisory Group and Incoming Exec… Women’s Budget Group 1
Dr David Attwood · GP Partner Pathfields Medical Group 1
Dr Juliet Stone · Research Fellow Centre for Research in Social Policy, Loughborough University 1
Dr Kingsley Purdam · Lecturer, Social Statistics Manchester University 1
Dr Ruth Law · Honorary Secretary The British Geriatrics Society 1
Dr Suzy Morrissey · Deputy Director Pensions Policy Institute 1
Fabian Chessell · Central Government Lead Policy in Practice 1
Faye Patton · Head of Policy and Insights Care and Repair Cymru 1
Gareth Morgan · CEO Ferret Information Systems 1
Gary Vaux · Head of Money Advice Hertfordshire County Council 1
Jonathan Safir · National Administration and Information Manager National Pensioners Convention 1
Karl Banister · Director of Operations, Legal and Clinical Parliamentary and Health Service Ombudsman 1
Laura Adelman · Deputy Director, Pensions and Later Life Analysis Department for Work and Pensions 1
Morgan Vine · Director of Policy and Influencing Independent Age 1
Ned Hammond · Deputy Director for Policy Energy UK 1
Peter Matejic · Chief Analyst, Insight and Policy Joseph Rowntree Foundation 1
Peter Smith · Director of Policy and Advocacy National Energy Action 1
Professor Matt Padley · Co-Director of the Centre for Research in Social … Loughborough University 1
Professor Sir Michael Marmot · Director of the Institute of Health Equity and Pr… University College London (UCL) 1
Rhian Bowen-Davies, Older People's Commissioner for Wales 1
Sasjkia Otto · Senior Researcher Fabian Society 1
Simon Francis · Co-ordinator End Fuel Poverty Coalition 1
Sue Ferns · Senior Deputy General Secretary Prospect Trade Union 1
Toby North · Head of Public Affairs Marie Curie 1
Torsten Bell MP · Minister for Pensions Department for Work and Pensions 1
Victoria Lloyd · Chief Executive Age Cymru 1

Correspondence

1 letter
DateDirectionTitle
25 Jun 2025 From cttee Letter to Torsten Bell MP, Minister for Pensions. relating to the Pensioner …