Select Committee · Education Committee

Financial Education

Status: Closed Opened: 16 Nov 2023 Closed: 27 May 2024 19 recommendations 3 conclusions 1 report

The Education Committee will examine the current state of financial education in England and consider what steps need to be taken to ensure its delivery is improved, that schools and colleges are more confident in its application, and that pupils and students are better equipped for a fast-changing financial and economic world. The Committee will …

Clear

Reports

1 report
Title HC No. Published Items Response
Third Report - Delivering effective financial education HC 265 22 May 2024 22 Responded

Recommendations & Conclusions

5 items
5 Recommendation Third Report - Delivering effective fin… Accepted

Prioritise comprehensive financial education for 16-18 year olds within continued mathematics learning.

Financial education is crucial for 16-to-18 year-olds, many of whom are transitioning into the workplace, paying taxes, considering applying for a student loan, and living away from home for the first time. Yet it is post-16 students who miss out on any form of compulsory financial education. Providing post-16 students …

Government response. The government stated that existing financial education qualifications and pathways are available for 16-19 year-olds, and the Curriculum and Assessment Review (CAR) will determine future pathways. Regarding teacher recruitment, it outlined current financial incentives, bursaries, and scholarships to address shortages, …
Department for Education
14 Recommendation Third Report - Delivering effective fin… Accepted

Simplify access and selection of high-quality financial education teaching materials for teachers.

There is no shortage of financial education teaching materials, yet the evidence tells us that these materials are often unsuitable, the sheer quantity is unhelpful to teachers looking for appropriate resources and that, consequently, they are not being utilised in schools. Whilst it is right that schools should be able …

Government response. The government will consider the suitability of teaching support after the CAR outcomes, but highlights existing central support, including Money and Pensions Service guidance, the Financial Education Quality Mark, Oak Academy resources, HMRC's Tax Facts, and Home Office materials, to …
Department for Education
15 Recommendation Third Report - Delivering effective fin… Accepted

Curate and promote high-quality financial education materials for teachers and pupils.

The Department for Education, working with subject associations, professional bodies, the Money and Pensions Service, and other government departments, should curate and promote a selection of high-quality financial education teaching materials and make these easily accessible to teachers and pupils.

Government response. The government states it will consider further teaching support suitability after the CAR outcomes but details existing collaborations with the Money and Pensions Service and other departments to signpost and quality assure resources, including the Financial Education Quality Mark, Young …
Department for Education
16 Conclusion Third Report - Delivering effective fin… Accepted

Teacher workload pressures impede access to financial education training and development.

Providing teachers with opportunities for appropriate teacher training and continued professional development in financial education has clear benefits for both teachers and pupils. However, there are various factors, including workload pressures, which preclude many teachers from accessing financial education training and development opportunities. We welcome the investment made by the …

Government response. The government acknowledges the importance of teacher training in financial education by referencing existing frameworks like the ITT Core Content and ECF. It also highlights the successful Money and Pensions Service grant programme, which invested in and evaluated teacher support …
Department for Education
17 Recommendation Third Report - Delivering effective fin… Accepted

Offer financial education training early in teacher careers through ITT.

Training in financial education must be offered at an early stage of a teacher’s career through initial teacher training (ITT). Incorporating financial education training from an early stage provides teachers with a foundation on which they can build their knowledge, skills and confidence in the subject. Training opportunities should be …

Government response. The government states it does not prescribe ITT curriculum content, leaving it to accredited providers. However, it highlights existing support for financial education training through the Money and Pensions Service grant programme, which demonstrated positive outcomes for teachers and pupils.
Department for Education

Oral evidence sessions

2 sessions
Date Witnesses
5 Mar 2024 Kate Dixon · Department for Education, Martin Lewis · moneysavingexpert.com, Rt Hon Damian Hinds MP · Department for Education, Russell Winnard · Young Enterprise View ↗
30 Jan 2024 Andrew Wilson · Santander UK, Jonathan Baggaley · PSHE Association, Liz Moorse · Association for Citizenship Teaching, Louise Hill · GoHenry, Mr Leon Ward · MyBnk, Sarah Hannafin · NAHT, Sharon Davies · Young Enterprise View ↗