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Select committee: Financial Services Regulation Committee

Conclusion 10

2nd report - Home and travel insurance regulation: more for the FCA to do Published 23 Oct 2026 Paragraph 55

Financial Services Regulation Committee Regulation of the consumer insurance market All items in this report Report on parliament.uk ↗ Inquiry on parliament.uk ↗

Conclusion (the committee's words)
Since consumer understanding is often tested only when a claim is made, the available claims and complaints data may understate the extent of consumer misunderstanding in the home and travel insurance market.

From: Financial Services Regulation Committee, 2nd report - Home and travel insurance regulation: more for the FCA to do, paragraph 55, 23 October 2026

Government response

Government response awaited: deadline 23 December 2026.