Select Committee · Public Accounts Committee

Managing government borrowing

Status: Closed Opened: 12 Sep 2023 Closed: 3 May 2024 6 recommendations 17 conclusions 1 report

Government debt has risen over time, following support provided for the banking sector during the 2007-08 financial crisis, and measures to protect the economy and public health during the pandemic. The Committee reported in 2018 that high levels of Government debt left little room for manoeuvre in public spending, with the unknown costs of Brexit …

Clear

Reports

1 report
Title HC No. Published Items Response
Fifteenth Report - Managing government borrowing HC 74 5 Mar 2024 23 Responded

Recommendations & Conclusions

6 items
6 Conclusion Fifteenth Report - Managing government … Deferred

NS&I lacks a suitable alternative to its discontinued Value Indicator performance metric.

To deliver its remit, NS&I must balance the interests of savers by offering a fair return, and the interests of the taxpayer by minimising finance costs. At the same time, it must also maintain an appropriate competitive position in the retail savings market. When questioned on how it minimises the …

Government response. The government agrees with the implicit recommendation to improve performance measurement. It commits to examining international best practice and assessing quantitative and qualitative measures by Spring 2025, and will write to the Committee upon conclusion of this analysis.
HM Treasury
8 Recommendation Fifteenth Report - Managing government … Deferred

CMA provisionally found major banks broke competition laws affecting DMO gilt auctions.

In May 2023, the Competition and Markets Authority (CMA) provisionally found that five major banks broke competition laws on UK gilts. Each bank allegedly unlawfully shared competitively sensitive information relating to the buying and selling of UK government gilts. The alleged behaviour, which was identified by the CMA and potentially …

Government response. The government accepts the implicit recommendation and commits to writing to the Committee with the requested information within two months of the CMA's investigation concluding, but the target implementation date is TBD due to the CMA's open-ended timeline.
HM Treasury
9 Conclusion Fifteenth Report - Managing government … Deferred

DMO cannot police GEMM behaviour effectively, making no changes despite manipulation risks.

The DMO stressed that it expected all GEMMs to “adhere 100%” to all regulations and the applicable laws, but because the DMO is not itself a regulator it cannot police the behaviour of the GEMMs. It added that GEMMs, which the DMO appointed, have “exclusive bidding rights at auctions” and …

Government response. The government agrees with the implicit recommendation and commits that HMT and DMO will write to the Committee with information within two months of the Competition and Market Authority’s investigation conclusion, deferring any further actions until then.
HM Treasury
10 Conclusion Fifteenth Report - Managing government … Deferred

OBR highlights need for more information on overseas UK gilt ownership for risk management.

We asked the OBR whether any improvements could be made to government’s borrowing processes. The OBR expressed a desire for more information on the owners of UK gilts held overseas, which it said represented arounds 25% of all UK debt – the second highest in the G7. It explained that …

Government response. The government claims the recommendation is implemented, stating it currently lacks visibility of beneficial gilt owners. However, it commits to reviewing sovereign bond ownership data from other countries to learn from their approaches.
HM Treasury
11 Conclusion Fifteenth Report - Managing government … Deferred

Treasury and DMO lack accurate data on ultimate beneficial owners of overseas gilts.

We asked the Treasury how much it knew about the owners of UK debt held overseas. The Treasury recognised that it did not have a “very accurate picture” because gilts were a “traded commodity” and may be sold on. The DMO explained that it cannot know who the ultimate beneficial …

Government response. The government claims the recommendation is implemented, stating it currently lacks visibility of beneficial gilt owners. However, it commits to reviewing sovereign bond ownership data from other countries to learn from their approaches.
HM Treasury
16 Conclusion Fifteenth Report - Managing government … Deferred

Government gilt redemptions peaking in 2024-25, challenging DMO's cash management function.

Not only does the government face growing pressure to borrow more in the future, but it also needs to ensure it can repay its current debts. The DMO issues gilts of varying length, ranging from one to more than 50 years. The period between a gilt being first issued and …

Government response. The government agrees with the implicit recommendation to improve performance measurement. It commits to examining international best practice and assessing quantitative and qualitative measures by Spring 2025, and will write to the Committee upon conclusion of this analysis.
HM Treasury

Oral evidence sessions

1 session
Date Witnesses
7 Dec 2023 Dax Harkins · National Savings and Investments, James Bowler CB · HM Treasury, Richard Hughes · Office for Budget Responsibility, Sir Robert Stheeman · Debt Management Office View ↗