Select Committee · Work and Pensions Committee

Universal Credit: the wait for a first payment

Status: Closed Opened: 9 Mar 2020 Closed: 2 Feb 2022 40 recommendations 15 conclusions 1 report

This inquiry looked at the five week wait that faces new Universal Credit claimants before receiving their first benefits payment. It examined the options that the Department for Work and Pensions could consider for reducing or ending the wait and explore other possible solutions. Read the call for evidence to find out more about the … Show more

Clear

Reports

1 report
Title HC No. Published Items Response
Third Report: Universal Credit: the wait for a first payment HC 204 19 Oct 2020 55 Responded

Recommendations & Conclusions

12 items
1 Conclusion Third Report: Universal Credit: the wai… Not Addressed

The wait for a first payment of Universal Credit is not the only source of...

The wait for a first payment of Universal Credit is not the only source of the problems people face, but it can exacerbate them. For people who may already be going through a difficult time, enduring five weeks—or longer—without any income can push them into crisis. Read more

Government response AI summary
The government's response quotes and then rejects a separate recommendation about commissioning research on food bank use, rent arrears, and mental health, rather than addressing the committee's conclusion about the impact of the Universal Credit waiting period.
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Department for Work and Pensions
3 Recommendation Third Report: Universal Credit: the wai… Not Addressed

The Trussell Trust’s data, described by the National Audit Office as the best research it...

The Trussell Trust’s data, described by the National Audit Office as the best research it has seen, establishes an association between Universal Credit and food bank use. We share the National Audit Office’s view that the Department should conduct further research to understand these findings better. We would also encourage … Read more

Government response AI summary
The government's response does not address the recommendation to conduct further research into the link between Universal Credit and food bank use, or to encourage the Trussell Trust to share its data. It instead references ministerial meetings with stakeholders and their publication.
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Department for Work and Pensions
9 Recommendation Third Report: Universal Credit: the wai… Not Addressed

At present, the Government plans to mitigate the impact of the five week wait on...

At present, the Government plans to mitigate the impact of the five week wait on this group of claimants by offering two week run-on payments of some, but not all, of the legacy benefits they are currently receiving. That is a sticking plaster, which costs public money, leaves claimants with … Read more

Government response AI summary
The government response discusses changes to the Universal Credit deduction cap, reducing it from 30% to 25% from October 2021, and the rationale behind setting the cap, but does not address the committee's concerns regarding the five-week wait or two-week run-on payments for legacy benefits.
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Department for Work and Pensions
11 Recommendation Third Report: Universal Credit: the wai… Not Addressed

We recommend that DWP set out, in response to our report, a detailed analysis of...

We recommend that DWP set out, in response to our report, a detailed analysis of how our recommended approach could work in practice. It should also assess how the costs of this approach would compare with the costs of its existing plans to pay run-ons and final payments of legacy … Read more

Government response AI summary
The government does not provide the requested detailed analysis of the committee's recommended approach or a cost comparison, instead reiterating its stance on existing provisions and rejecting the core recommendations.
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Department for Work and Pensions
15 Recommendation Third Report: Universal Credit: the wai… Not Addressed

Terminally ill people already face thousands of pounds of additional costs because of their illness,...

Terminally ill people already face thousands of pounds of additional costs because of their illness, and the money provided by Universal Credit counts more than ever. We welcome the fact that the Department has been reviewing how the Special Rules are working, but that review has now lasted for more … Read more

Government response AI summary
The government's response discusses the availability of New Claim Advances and the existing fast-track process for terminally ill claimants, but does not address the recommendation to publish its review of the Special Rules for Terminal Illness by 30 November.
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Department for Work and Pensions
18 Recommendation Third Report: Universal Credit: the wai… Not Addressed

Even with starter payments of the kind we have recommended, we anticipate that some claimants...

Even with starter payments of the kind we have recommended, we anticipate that some claimants would still need to ask for an Advance to cover their immediate 80 Universal Credit: the wait for a first payment costs. But some claimants might no longer need to ask for an Advance, and … Read more

Government response AI summary
The government's response discusses explicit consent rules, data protection, and stakeholder engagement, but does not address the recommendation to use requests for substantial advances as an indicator to provide early support to struggling claimants.
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Department for Work and Pensions
20 Recommendation Third Report: Universal Credit: the wai… Not Addressed

We recommend that Advances should be renamed “new claim loans”, so that it is clear...

We recommend that Advances should be renamed “new claim loans”, so that it is clear to claimants that they will need to be repaid. Before a new claim loan is granted in full, the Department should provide personalised budgeting support—when possible, with a face-to-face option—with a full assessment of the … Read more

Government response AI summary
The government's response focuses on publishing data for Work Capability Assessments and a future Health and Disability Green Paper, completely failing to address the recommendation regarding renaming Advances or providing budgeting support.
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Department for Work and Pensions
21 Conclusion Third Report: Universal Credit: the wai… Not Addressed

For this group of claimants, the burden of future repayments of Advances is likely to...

For this group of claimants, the burden of future repayments of Advances is likely to be particularly difficult to bear. Given that benefits broadly provide people with a subsistence level of income, any system that reduces that monthly income, including through repaying an advance, is very likely to cause people … Read more

Government response AI summary
The government's response discusses Work Capability Assessments and payment timeliness, rather than addressing the committee's concerns about the burden of Advance repayments.
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Department for Work and Pensions
22 Recommendation Third Report: Universal Credit: the wai… Not Addressed

The Department should strive to bring in the extension to the repayment period and lowering...

The Department should strive to bring in the extension to the repayment period and lowering of the deduction cap sooner than planned, no later than April 2021— recognising the likely increase in the numbers of claimants over this winter. We also recommend that the deduction cap should be reduced further, … Read more

Government response AI summary
The government's response does not address the recommendation to accelerate the extension of the repayment period, lower the deduction cap to 10%, or bring changes in sooner than planned, instead referring to encouraging HMRC to reduce historic debt.
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Department for Work and Pensions
23 Recommendation Third Report: Universal Credit: the wai… Not Addressed

DWP has capped the deductions that claimants can face from their Universal Credit award at...

DWP has capped the deductions that claimants can face from their Universal Credit award at 30%, and yet in some circumstances, such as where a claimant has rent or fuel arrears, or benefit sanctions, DWP can deduct more than this amount. Nick Universal Credit: the wait for a first payment … Read more

Government response AI summary
The government's response discusses encouraging timely claims, the 'Help to Claim' programme, and backdating provisions, but does not address the committee's recommendation regarding deduction caps or using data to help claimants with debt without further reducing their Universal Credit award.
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Department for Work and Pensions
28 Recommendation Third Report: Universal Credit: the wai… Not Addressed

DWP was right to increase the standard allowance for Universal Credit and support for housing...

DWP was right to increase the standard allowance for Universal Credit and support for housing costs as part of its response to the pandemic. Benefit rates, and in particular support for housing costs, had become detached from the actual cost of living—in particular from the cost of private rents—and people … Read more

Government response AI summary
The government's response discusses split payments for couples and managing finances jointly, failing to address the recommendation to maintain Universal Credit and Local Housing Allowance increases.
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Department for Work and Pensions
43 Recommendation Third Report: Universal Credit: the wai… Not Addressed

The Universal Credit Transition Fund is an initiative to support vulnerable people in applying for...

The Universal Credit Transition Fund is an initiative to support vulnerable people in applying for Universal Credit as soon as they are eligible, and rightly puts organisations that work most closely with these groups at the centre. Timely applications to Universal Credit will mitigate the impact of the five-week wait. … Read more

Government response AI summary
The government states the Universal Credit Transition Fund was suspended due to COVID-19 and highlights other existing funds like the Coronavirus Community Support Fund, Flexible Support Fund, and Help to Claim, without committing to renewing the specific Transition Fund.
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Department for Work and Pensions

Oral evidence sessions

6 sessions
Date Witnesses
2 Sep 2020 Gareth Davies · Department for Transport, Jonathan Davidson · Financial Conduct Authority, Joshua Reddaway · National Audit Office, Nisha Arora · Financial Conduct Authority View ↗
15 Jul 2020 Neil Couling · Department for Work and Pensions, Will Quince MP · Department for Education View ↗
1 Jul 2020 Gareth Morgan · Ferret Information Systems, Phil Booth · medConfidential, Rt Hon Sir Iain Duncan Smith MP · Department for Work and Pensions, Stephen Brien · Department for Work and Pensions, The Baroness Stroud · Department for Work and Pensions, Tom Loosemore · Public Digital View ↗
24 Jun 2020 Adam Smith · Kent County Council, Hugh Owen · Riverside Housing Group, Jacqueline Hickmore · Cornwall Housing, Jeremy Hewer · Scottish Federation of Housing Associations, Laura Courtney · Community Housing Cymru, Muhammed Butt · London Councils, Noel Duke · Harrogate Borough Council, Sheila McKandie · Highland Council, Sue Ramsden · National Housing Federation View ↗
17 Jun 2020 Anvar Sarygulov · Bright Blue, Ben Fell · Policy in Practice, Dr Mandy Cheetham · Teesside University, Dr Sophie Wickham · Department of Public Health, Policy & Systems, University of Liverpool, Mike Brewer · Resolution Foundation, Nicholas Timmins · Institute for Government, Patrick Spencer · Centre for Social Justice View ↗
10 Jun 2020 Emma Revie · Trussell Trust, Gemma Hope · Leonard Cheshire, Iain Porter · Joseph Rowntree Foundation, Jennifer Harrison · Changing Lives, Mark Gale · Young Women's Trust, Minesh Patel · Mind, Peter Tutton · StepChange, Tom Lee · Child Poverty Action Group View ↗

Who gave evidence

36 witnesses
WitnessOrganisationSessions
Adam Smith · Benefits Coordinator Kent County Council 1
Anvar Sarygulov · Senior Research Fellow Bright Blue 1
Ben Fell · Head of Analysis Policy in Practice 1
Dr Mandy Cheetham · Postdoctoral research associate Teesside University 1
Dr Sophie Wickham · Wellcome Trust Research Fellow Department of Public Health, Policy & Systems, University of Liverpool 1
Emma Revie · Chief Executive Trussell Trust 1
Gareth Davies · Second Permanent Secretary Department for Transport 1
Gareth Morgan · CEO Ferret Information Systems 1
Gemma Hope · Director of Policy Leonard Cheshire 1
Hugh Owen · Director of Strategy and Public Affairs Riverside Housing Group 1
Iain Porter · Senior Policy Adviser Joseph Rowntree Foundation 1
Jacqueline Hickmore · Inclusion Advisor Team Leader Cornwall Housing 1
Jennifer Harrison · Head of Policy and Public Affairs Changing Lives 1
Jeremy Hewer · Policy Lead Scottish Federation of Housing Associations 1
Jonathan Davidson · Executive Director of Supervision – Retail and Au… Financial Conduct Authority 1
Joshua Reddaway · Director National Audit Office 1
Laura Courtney · Policy and External Affairs Manager Community Housing Cymru 1
Mark Gale · Policy and Campaigns Manager Young Women's Trust 1
Mike Brewer · Deputy Chief Executive Resolution Foundation 1
Minesh Patel · Associate Director of Policy and Influencing Mind 1
Muhammed Butt · Executive Member for Welfare, Inclusion and Empow… London Councils 1
Neil Couling · Director General Change and Resilience, and Unive… Department for Work and Pensions 1
Nicholas Timmins · Senior Fellow Institute for Government 1
Nisha Arora · Director of Consumer and Retail Policy Financial Conduct Authority 1
Noel Duke · Neighbourhood Services Manager Harrogate Borough Council 1
Patrick Spencer · Head of Work and Welfare Centre for Social Justice 1
Peter Tutton · Head of Policy, Research and Public Affairs StepChange 1
Phil Booth · Coordinator medConfidential 1
Rt Hon Sir Iain Duncan Smith MP · Former Secretary of State Department for Work and Pensions 1
Sheila McKandie · Interim Head of Revenues and Customer Services Highland Council 1
Stephen Brien · former Expert Adviser Department for Work and Pensions 1
Sue Ramsden · Policy Leader National Housing Federation 1
The Baroness Stroud · former Special Adviser to the Secretary of State … Department for Work and Pensions 1
Tom Lee · Senior Policy Analyst Child Poverty Action Group 1
Tom Loosemore · Partner Public Digital 1
Will Quince MP · Minister for Children and Families Department for Education 1

Correspondence

7 letters
DateDirectionTitle
16 Jul 2021 Correspondence with Minister for Welfare Delivery - joint meeting with House of…
24 Sep 2020 Correspondence from NAO about net recovery rate of fraud and error on Universal…
11 Sep 2020 Correspondence with Minister for Welfare Delivery on Universal Credit: the wait…
11 Sep 2020 Correspondence with Financial Secretary to the Treasury on the impact of tax cr…
11 Sep 2020 Correspondence with the National Audit Office (NAO) on analysis of rent arrears…
28 Aug 2020 Correspondence with the Financial Conduct Authority about best practice in the …
27 Apr 2020 Correspondence with the Minister for Welfare Delivery about first payments of U…