Select Committee · Treasury Committee

Lifetime ISA

Status: Closed Opened: 6 Jan 2025 Closed: 11 Sep 2025 6 recommendations 9 conclusions 1 report

The Treasury Committee is inquiring into whether the Lifetime Individual Savings Account (LISA) is still an appropriate financial product nine years after it was created. Read the call for evidence to find out more about this inquiry.

Clear

Reports

1 report
Title HC No. Published Items Response
8th Report - Lifetime Individual Savings Account HC 607 30 Jun 2025 15 Responded

Recommendations & Conclusions

1 item
13 Conclusion 8th Report - Lifetime Individual Saving… Not Addressed

Inconsistency identified in Lifetime ISA treatment within Universal Credit eligibility assessments.

The Government’s argument that the LISA should be included within a Universal Credit eligibility assessment because the Government has contributed to the balance within the LISA is inconsistent. The Government provides higher levels of contribution through tax relief to many other pension products that are not included in the Universal …

Government response. The government reiterates that the Lifetime ISA is treated as a savings product for Universal Credit purposes and explains its capital limit policy, but does not directly address the committee's specific criticism about the inconsistency of treatment compared to other …
HM Treasury

Oral evidence sessions

2 sessions
Date Witnesses
23 Apr 2025 Emma Reynolds MP · Department for Environment Food and Rural Affairs, Laura Webster · HM Treasury View ↗
26 Feb 2025 Anne Fairweather, Head of Government Affairs and Public Policy at Hargreaves Lansdown, Brian Byrnes, Head of Personal Finance at Moneybox, Charlotte Harrison, Chief Executive of Home Financing at Skipton Building Society, Funmi Olufunwa, Finance Expert and Founder of Hoops Finance, Martin Lewis, Founder and Executive Chair of Money Saving Expert, Michael Johnson, Research Fellow, Richard Stone, Chief Executive at the Association of Investment Companies View ↗

Correspondence

10 letters
DateDirectionTitle
6 May 2025 Correspondence from HMRC on quantitative and qualitative research on Lifetime I…
22 Apr 2025 Correspondence from Skipton Building Society regarding Lifetime ISA data reques…
22 Apr 2025 Correspondence from the Chair to Skipton Building Society regarding Lifetime IS…
22 Apr 2025 Correspondence from Hargreaves Lansdown regarding Lifetime ISA data request, da…
22 Apr 2025 Correspondence from the Chair to Hargreaves Lansdown regarding Lifetime ISA dat…
22 Apr 2025 Correspondence from Moneybox regarding Lifetime ISA data request, dated 9 April…
22 Apr 2025 Correspondence from Moneybox regarding Lifetime ISA data request, dated 21 Marc…
22 Apr 2025 Correspondence from the Chair to Moneybox regarding Lifetime ISA data request, …
22 Apr 2025 Correspondence from HM Revenue and Customs regarding Lifetime ISA data request,…
22 Apr 2025 Correspondence from the Chair to HM Revenue and Customs regarding Lifetime ISA …