Recommendation 31

We asked BEIS about plans to recover loans made as part of the Bounce Back Loan Scheme. BEIS told us that in the first instance, it is the banks responsibility to manage recovery in line with their usual processes.92 BEIS explained that it is planning to work with the police to carry out criminal investigations, and pursue a civil recoveries programme 83 Q 51 84 C&AG’s Guide page 7 85 Q 81 86 Qq 81, 83 87 Q 27 88 Q 25 89 Q 88 90 Q 25 91 Qq 85-86 92 Q 61 Fraud and Error 19 where potential frauds impact multiple banks...93 BEIS told us it has also taken on police support for enforcement of the most organised, serious, highly criminal cases of fraud in the local authority grant schemes, though local authorities remain responsible for the low- level recoveries process.94 93 Q 63 94 Q 70 20 Fraud and Error