Source · Select Committees · Treasury Committee

8th Report - Lifetime Individual Savings Account

Treasury Committee HC 607 Published 30 June 2025
Report Status
Government responded
Conclusions & Recommendations
15 items (6 recs)
Government Response
AI assessment · 15 of 15 classified
Accepted 6
Accepted in Part 1
Acknowledged 4
Deferred 2
Not Addressed 1
Rejected 1
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Conclusions (1)

Observations and findings
13 Conclusion Not Addressed
The Government’s argument that the LISA should be included within a Universal Credit eligibility assessment because the Government has contributed to the balance within the LISA is inconsistent. The Government provides higher levels of contribution through tax relief to many other pension products that are not included in the Universal …
Government Response Summary
The government reiterates that the Lifetime ISA is treated as a savings product for Universal Credit purposes and explains its capital limit policy, but does not directly address the committee's specific criticism about the inconsistency of treatment compared to other pension products.
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