Source · Select Committees · Treasury Committee

Recommendation 21

21 Deferred Paragraph: 112

Provide FOS with powers to address SME personal guarantees and investigate other identified remit gaps.

Recommendation
The FCA should provide the FOS with the necessary powers to address personal guarantees for SMEs, so that their service is consistent with consumers. The FCA should also investigate widening the FOS’s remit to cover the other gaps they identified and keep the Committee informed of their conclusions.
Government Response Summary
The government notes these recommendations for widening FOS powers regarding personal guarantees for SMEs and investigating other gaps are primarily intended for the independent Financial Conduct Authority (FCA) to consider.
Paragraph Reference: 112
Government Response Deferred
HM Government Deferred
The Government notes these recommendations are mainly intended for the FCA to consider, given its status as an independent, non-governmental organisation, and its role in relation to the FOS.