Source · Select Committees · Treasury Committee

Recommendation 111

111 Accepted

Prove the effectiveness of the current cash access strategy for all citizens

Conclusion
The Government and the business community must prove that the current strategy of focusing on cash access alone works, and that it works for everyone. (Conclusion)
Government response summary AI-generated
The government highlights that the FCA's access to cash rules came into force in September 2024 and the FCA is committed to monitoring their impact, including undertaking and publishing a formal review of effectiveness with timings to be confirmed this autumn. It also notes the Bank of England's new oversight powers over wholesale cash distribution, effective from June.
Government Response

The government responded to this report on 12 July 2025. No passage in that response could be matched to this conclusion. Read the response document ↗