Recommendation 7

Given the economic impacts of the COVID-19 pandemic, many people may need to seek extensions to the FCO’s travel loans. The FCO has advised that there may be some flexibility in repayment timetables for those genuinely committed to repaying, but this fact has not been adequately communicated to the public. While loans must of course be repaid, it is undesirable that people were deterred from taking out loans by the FCO’s warnings that their details would be passed to debt collectors after six months. People needed to be made aware that more flexibility was available. We recommend that the FCO commits to offering loan extensions where people are in genuine financial difficulty. The FCO should also make it clear that, in current circumstances, there may be some flexibility afforded to those who are genuinely struggling to repay. (Paragraph 19) Communication