Source · Scottish Housing Regulator

West Highland Housing Association Ltd

Registered social landlord Compliant

Current engagement plan: 1 April 2026 to 31 March 2027, published 2 April 2026.

Engagement plan

Verbatim required actions
What West Highland Housing Association Ltd must do
- Link Group must: - send us copies of its Board and audit committee minutes as they become available; - send us by 30 April 2026: - its approved business plan and updated risk register; - 30 year financial projections comprising a statement of comprehensive income, a statement of financial position and a statement of cash flows complete with assumptions and explanatory narrative; - a comparison of projected financial loan covenants against current covenant requirements; - financial sensitivity analysis which considers the key risks, the mitigation strategies for these risks and a comparison of the resultant covenant calculations with the actual covenant requirements; - report to the Board in respect of the approved 30 year projections, sensitivity analysis and covenant compliance; and - evidence of how it demonstrates affordability for its tenants. - send us an update on its development programme by 31 October 2026. This will include its latest report to the governing body/appropriate committee about development and details of the scale and tenure mix, timescales for delivery and any material delays or changes to the programme; and - tell us if there are any material adverse changes to its development plans which might affect its financial position or reputation, in line with our notifiable events guidance.

Headline SHR metrics

Charter indicators (2024/2025)
ARC 10: reactive repairs completed right first time (%)73.5900
ARC 11: gas safety checks not carried out on time (count)0.0000
ARC 12: satisfaction with repairs service (%)84.9300
ARC 13: satisfaction with neighbourhood management (%)88.3800
ARC 14: tenancy offers refused (%)18.6000
ARC 15: ASB cases resolved (%)69.2300
ARC 16: new tenancies sustained more than a year (%)82.4600
ARC 17: lettable stock that became vacant in year (%)6.9100
ARC 18: rent lost to empty properties (%)0.2200
ARC 19: households waiting for adaptations (count)10.0000
ARC 1: tenants satisfied with overall service (%)91.4100
ARC 21: average time to complete adaptations (days)45.6500
ARC 22: court actions resulting in eviction (%)0.0000
ARC 23: homelessness referral offers resulting in a let (%)100.0000
ARC 25: rent seen as value for money (%)77.7800
ARC 26: rent collected as % of rent due100.1300
ARC 27: gross rent arrears as % of rent due1.5000
ARC 28: average factoring management fee (£)109.8300
ARC 29: factored owner satisfaction (%)36.9600
ARC 2: landlord good at keeping tenants informed (%)93.9400
ARC 30: average days to re-let empty properties12.9200
ARC 3&4: average Stage 1 response time (days)4.3600
ARC 3&4: average Stage 2 response time (days)21.0000
ARC 3&4: Stage 1 complaints responded to in full (%)96.5500
ARC 3&4: Stage 2 complaints responded to in full (%)100.0000
ARC 5: satisfaction with opportunities to participate (%)88.3800
ARC 6: properties meeting SHQS (%)95.7100
ARC 7: satisfaction with home quality (%)84.3400
ARC 8: average hours to complete emergency repairs3.3700
ARC 9: average days to complete non-emergency repairs10.8600
ASB cases reported (count)39.0000
ASB cases resolved (count)27.0000
Gross rent arrears at year end (£)72744.0000
Properties re-let in year (count)53.0000
Rent due in year (£)4853564.0000
Stage 1 complaints received and carried forward (count)29.0000
Stage 2 complaints received and carried forward (count)5.0000
Annual Financial Statements (2024/2025)
AFS: current ratio1.8000
AFS: EBITDA / revenue (%)29.2000
AFS: gearing (%)46.0000
AFS: gross arrears (%)2.8000
AFS: housing properties net book value (£'000s)79589.0000
AFS: interest cover (%)393.8000
AFS: net arrears (%)1.4000
AFS: net debt per unit (£)7860.0000
AFS: operating surplus/(deficit) (£'000s)1568.0000
AFS: staff costs as % of turnover17.8000
AFS subsidiary — West Highland Futures Ltd: operating surplus/(deficit) (£'000s)40.0000
AFS subsidiary — West Highland Futures Ltd: turnover (£'000s)285.0000
AFS: surplus/(deficit) for the year (£'000s)1150.0000
AFS: total non-current assets (£'000s)80887.0000
AFS: total reserves (£'000s)14545.0000
AFS: total units owned/managed (count)1204.0000
AFS: turnover (£'000s)7225.0000
AFS: turnover per unit (£)8490.0000
AFS: voids (%)0.5000
Stock data (2024/25)
Stock: average weekly rent (£)114.2500
Stock: non-housing units owned (count)4.0000
Stock: properties classified unlettable (count)3.0000
Stock: total self-contained units owned (count)839.0000
Stock: units partly owned (count)42.0000

Source: Scottish Housing Regulator statistical returns. Figures are as published, not independently verified.

Landlord details

Name
West Highland Housing Association Ltd
Type
Registered social landlord
SHR registration number
163

About this register

The Scottish Housing Regulator publishes an annual engagement plan for every registered social landlord and council landlord, and — rarely — a statutory intervention report where it has used its powers under the Housing (Scotland) Act 2010. Required actions and intervention narratives are copied verbatim from SHR's published documents.

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