Source · Scottish Housing Regulator

Cunninghame Housing Association Ltd

Registered social landlord Compliant

Current engagement plan: 1 April 2026 to 31 March 2027, published 2 April 2026.

Engagement plan

Verbatim required actions
What Cunninghame Housing Association Ltd must do
- Cunninghame must: - send us copies of its Board and audit committee minutes as they become available; - send us by 31 May 2026: - its approved business plan and updated risk register; - 30 year financial projections comprising a statement of comprehensive income, a statement of financial position and a statement of cash flows complete with assumptions and explanatory narrative; - a comparison of projected financial loan covenants against current covenant requirements; - financial sensitivity analysis which considers the key risks, the mitigation strategies for these risks and a comparison of the resultant covenant calculations with the actual covenant requirements; - report to the Board in respect of the approved 30 year projections, sensitivity analysis and covenant compliance; and - evidence of how it demonstrates affordability for its tenants. - send us an update on its development programme by 31 October 2026. This will include its latest report to the governing body/appropriate committee about development and details of the scale and tenure mix, timescales for delivery and any material delays or changes to the programme; and - tell us if there are any material adverse changes to its development plans which might affect its financial position or reputation, in line with our notifiable events guidance.

Headline SHR metrics

Charter indicators (2024/2025)
ARC 10: reactive repairs completed right first time (%)97.1800
ARC 11: gas safety checks not carried out on time (count)0.0000
ARC 12: satisfaction with repairs service (%)95.1400
ARC 13: satisfaction with neighbourhood management (%)89.7100
ARC 14: tenancy offers refused (%)16.9400
ARC 15: ASB cases resolved (%)98.3500
ARC 16: new tenancies sustained more than a year (%)92.7500
ARC 17: lettable stock that became vacant in year (%)5.5800
ARC 18: rent lost to empty properties (%)0.2300
ARC 19: households waiting for adaptations (count)62.0000
ARC 1: tenants satisfied with overall service (%)91.7300
ARC 21: average time to complete adaptations (days)112.8900
ARC 22: court actions resulting in eviction (%)0.0000
ARC 23: homelessness referral offers resulting in a let (%)86.7900
ARC 25: rent seen as value for money (%)83.0200
ARC 26: rent collected as % of rent due100.3500
ARC 27: gross rent arrears as % of rent due2.9900
ARC 28: average factoring management fee (£)135.9800
ARC 29: factored owner satisfaction (%)81.8800
ARC 2: landlord good at keeping tenants informed (%)90.3300
ARC 30: average days to re-let empty properties16.9300
ARC 3&4: average Stage 1 response time (days)3.8800
ARC 3&4: average Stage 2 response time (days)8.7800
ARC 3&4: Stage 1 complaints responded to in full (%)98.5700
ARC 3&4: Stage 2 complaints responded to in full (%)81.8200
ARC 5: satisfaction with opportunities to participate (%)89.1500
ARC 6: properties meeting SHQS (%)95.4500
ARC 7: satisfaction with home quality (%)90.2600
ARC 8: average hours to complete emergency repairs1.9800
ARC 9: average days to complete non-emergency repairs6.9600
ASB cases reported (count)242.0000
ASB cases resolved (count)238.0000
Gross rent arrears at year end (£)604265.0000
Properties re-let in year (count)204.0000
Rent due in year (£)20223995.0000
Stage 1 complaints received and carried forward (count)70.0000
Stage 2 complaints received and carried forward (count)11.0000
Annual Financial Statements (2024/2025)
AFS: current ratio0.6000
AFS: EBITDA / revenue (%)46.7000
AFS: gearing (%)515.1000
AFS: gross arrears (%)5.7000
AFS: housing properties net book value (£'000s)305642.8000
AFS: interest cover (%)181.6000
AFS: net arrears (%)4.1000
AFS: net debt per unit (£)31385.0000
AFS: operating surplus/(deficit) (£'000s)7258.7000
AFS: staff costs as % of turnover22.5000
AFS subsidiary — CFRC: operating surplus/(deficit) (£'000s)-46.3000
AFS subsidiary — CFRC: turnover (£'000s)716.0000
AFS subsidiary — Citrus Energy Ltd: operating surplus/(deficit) (£'000s)342.6000
AFS subsidiary — Citrus Energy Ltd: turnover (£'000s)868.6000
AFS: surplus/(deficit) for the year (£'000s)1316.8000
AFS: total non-current assets (£'000s)309411.5000
AFS: total reserves (£'000s)21975.7000
AFS: total units owned/managed (count)3607.0000
AFS: turnover (£'000s)26421.9000
AFS: turnover per unit (£)7325.0000
AFS: voids (%)0.3000
Stock data (2024/25)
Stock: average weekly rent (£)108.7400
Stock: non-housing units owned (count)5.0000
Stock: properties used for temporary accommodation (count)10.0000
Stock: total self-contained units owned (count)3585.0000
Stock: units partly owned (count)20.0000

Source: Scottish Housing Regulator statistical returns. Figures are as published, not independently verified.

Landlord details

Name
Cunninghame Housing Association Ltd
Type
Registered social landlord
SHR registration number
195

About this register

The Scottish Housing Regulator publishes an annual engagement plan for every registered social landlord and council landlord, and — rarely — a statutory intervention report where it has used its powers under the Housing (Scotland) Act 2010. Required actions and intervention narratives are copied verbatim from SHR's published documents.

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