Source · Scottish Housing Regulator

Argyll Community Housing Association Ltd

Registered social landlord Compliant

Current engagement plan: 1 April 2026 to 31 March 2027, published 2 April 2026.

Engagement plan

Verbatim required actions
What Argyll Community Housing Association Ltd must do
- ACHA must: - send us copies of its Board and audit committee minutes as they become available; - send us by 30 April 2026: - its approved business plan and updated risk register; - 30 year financial projections comprising a statement of comprehensive income, a statement of financial position and a statement of cash flows complete with assumptions and explanatory narrative; - a comparison of projected financial loan covenants against current covenant requirements; - financial sensitivity analysis which considers the key risks, the mitigation strategies for these risks and a comparison of the resultant covenant calculations with the actual covenant requirements; - report to the Board in respect of the approved 30 year projections, sensitivity analysis and covenant compliance; and - evidence of how it demonstrates affordability for its tenants. - send us an update on its development programme by 31 October 2026. This will include its latest report to the governing body/appropriate committee about development and details of the scale and tenure mix, timescales for delivery and any material delays or changes to the programme; - tell us if there are any material adverse changes to its development plans which might affect its financial position or reputation, in line with our notifiable events guidance; - tell us when it expects its Gypsy/Traveller site to comply with the minimum site standards as soon as possible; - send us quarterly reports from the end of April 2026 on its progress in meeting the minimum standards for its Gypsy/Traveller site; - continue to engage with site residents about progress in meeting the minimum site standards; and - send us the information we require about the actions it is taking to improve its performance on Gypsy/Traveller satisfaction.

Headline SHR metrics

Charter indicators (2024/2025)
ARC 10: reactive repairs completed right first time (%)79.1400
ARC 11: gas safety checks not carried out on time (count)0.0000
ARC 12: satisfaction with repairs service (%)92.5900
ARC 13: satisfaction with neighbourhood management (%)93.7300
ARC 14: tenancy offers refused (%)42.0400
ARC 15: ASB cases resolved (%)89.8300
ARC 16: new tenancies sustained more than a year (%)88.1900
ARC 17: lettable stock that became vacant in year (%)7.3000
ARC 18: rent lost to empty properties (%)0.6700
ARC 19: households waiting for adaptations (count)62.0000
ARC 1: tenants satisfied with overall service (%)92.0300
ARC 21: average time to complete adaptations (days)72.6000
ARC 22: court actions resulting in eviction (%)20.5900
ARC 23: homelessness referral offers resulting in a let (%)60.0900
ARC 25: rent seen as value for money (%)90.8400
ARC 26: rent collected as % of rent due100.7800
ARC 27: gross rent arrears as % of rent due1.5400
ARC 28: average factoring management fee (£)121.3200
ARC 29: factored owner satisfaction (%)70.0000
ARC 2: landlord good at keeping tenants informed (%)97.1100
ARC 30: average days to re-let empty properties31.4900
ARC 32: Gypsy/Traveller site satisfaction (%)42.8600
ARC 3&4: average Stage 1 response time (days)5.1800
ARC 3&4: average Stage 2 response time (days)23.3500
ARC 3&4: Stage 1 complaints responded to in full (%)100.0000
ARC 3&4: Stage 2 complaints responded to in full (%)91.1800
ARC 5: satisfaction with opportunities to participate (%)99.2000
ARC 6: properties meeting SHQS (%)79.3300
ARC 7: satisfaction with home quality (%)89.8400
ARC 8: average hours to complete emergency repairs2.6700
ARC 9: average days to complete non-emergency repairs13.1900
ASB cases reported (count)59.0000
ASB cases resolved (count)53.0000
Gross rent arrears at year end (£)435869.0000
Properties re-let in year (count)384.0000
Rent due in year (£)28262325.0000
Stage 1 complaints received and carried forward (count)56.0000
Stage 2 complaints received and carried forward (count)34.0000
Annual Financial Statements (2024/2025)
AFS: current ratio0.4000
AFS: EBITDA / revenue (%)18.5000
AFS: gearing (%)104.0000
AFS: gross arrears (%)4.6000
AFS: housing properties net book value (£'000s)193604.0000
AFS: interest cover (%)392.2000
AFS: net arrears (%)2.9000
AFS: net debt per unit (£)11214.0000
AFS: operating surplus/(deficit) (£'000s)6405.0000
AFS: staff costs as % of turnover14.5000
AFS subsidiary — Argyll Homes For All Limited: operating surplus/(deficit) (£'000s)59.0000
AFS subsidiary — Argyll Homes For All Limited: turnover (£'000s)9957.0000
AFS: surplus/(deficit) for the year (£'000s)3383.0000
AFS: total non-current assets (£'000s)195153.0000
AFS: total reserves (£'000s)55532.0000
AFS: total units owned/managed (count)5151.0000
AFS: turnover (£'000s)33858.0000
AFS: turnover per unit (£)6573.0000
AFS: voids (%)2.4000
Stock data (2024/25)
Stock: average weekly rent (£)106.7500
Stock: non-housing units owned (count)22.0000
Stock: properties classified low demand (count)6.0000
Stock: properties classified unlettable (count)80.0000
Stock: total self-contained units owned (count)5195.0000

Source: Scottish Housing Regulator statistical returns. Figures are as published, not independently verified.

Landlord details

Name
Argyll Community Housing Association Ltd
Type
Registered social landlord
SHR registration number
360

About this register

The Scottish Housing Regulator publishes an annual engagement plan for every registered social landlord and council landlord, and — rarely — a statutory intervention report where it has used its powers under the Housing (Scotland) Act 2010. Required actions and intervention narratives are copied verbatim from SHR's published documents.

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