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Select committee: Financial Services Regulation Committee

Conclusion 29

2nd report - Home and travel insurance regulation: more for the FCA to do Published 23 Oct 2026 Paragraph 145

Financial Services Regulation Committee Regulation of the consumer insurance market All items in this report Report on parliament.uk ↗ Inquiry on parliament.uk ↗

Conclusion (the committee's words)
Additional granularity in the data collected by the FCA on consumer outcomes in home and travel insurance, including the GI value measures, could support more targeted supervision and enforcement in relation to poorly performing firms and reduce the need for market wide interventions.

From: Financial Services Regulation Committee, 2nd report - Home and travel insurance regulation: more for the FCA to do, paragraph 145, 23 October 2026

Government response

Government response awaited: deadline 23 December 2026.