Home / Sources / Select Committees / Recommendation 24
Select committee: Financial Services Regulation Committee

Conclusion 24

2nd report - Home and travel insurance regulation: more for the FCA to do Published 23 Oct 2026 Paragraph 116

Financial Services Regulation Committee Regulation of the consumer insurance market All items in this report Report on parliament.uk ↗ Inquiry on parliament.uk ↗

Conclusion (the committee's words)
We are concerned that there remain considerable problems within the home and travel insurance markets despite the potential of the Consumer Duty to address them. The FCA must demonstrate that it is prepared to take firm and visible action to enforce the Consumer Duty.

From: Financial Services Regulation Committee, 2nd report - Home and travel insurance regulation: more for the FCA to do, paragraph 116, 23 October 2026

Government response

Government response awaited: deadline 23 December 2026.