Source · Select Committees · Financial Services Regulation Committee

Recommendation 51

51 Paragraph: 254

We are concerned by evidence which suggested that the UK applies higher risk weightings to...

Recommendation
We are concerned by evidence which suggested that the UK applies higher risk weightings to lending than competing jurisdictions, such as the EU. The Government should commission the PRA to report on the UK’s approach to capital requirements in comparison with competing jurisdictions, as well as to evidence why it considers the current rates to be appropriate.
Paragraph Reference: 254
Government Response

A response document is linked to this report, dated 3 September 2025. Response attribution to this recommendation has not been verified. Read the response document ↗