Source · Select Committees · Financial Services Regulation Committee
Recommendation 48
48
Paragraph: 231
This is not entirely within the control of the PRA.
Recommendation
This is not entirely within the control of the PRA. The Government should work with the Bank of England to review the cumulative impact that the regulatory capital requirements and MREL requirements have on lenders, specifically regarding the cost of lending. This should be done with a view to balancing financial stability and enabling both banks and building societies to lend for productive investment to support growth.
Paragraph Reference:
231
Government Response
A response document is linked to this report, dated 3 September 2025. Response attribution to this recommendation has not been verified. Read the response document ↗