Source · Select Committees · Financial Services Regulation Committee

Recommendation 45

45 Paragraph: 228

The successful advancement of the PRA’s secondary growth and competitiveness objective will depend on its...

Conclusion
The successful advancement of the PRA’s secondary growth and competitiveness objective will depend on its ability to ensure that lenders are able to provide lending for productive investment. We are concerned to have heard evidence suggesting that the current regulation of capital requirements on lenders constrains firms’ ability and willingness to do so, especially for smaller and mid-sized banks.
Paragraph Reference: 228
Government Response

A response document is linked to this report, dated 3 September 2025. Response attribution to this conclusion has not been verified. Read the response document ↗