Source · Select Committees · Public Accounts Committee

Recommendation 27

27

Most Covid loan scheme defaults attributed to company failure, not fraud

Conclusion
The Department told us, for context, that around £20 billion of the loans issued by lenders under its Covid loan guarantee schemes (which included the Coronavirus Business Interruption Loan Scheme and the Coronavirus Large Business Interruption Loan Scheme, as well as the BBLS) have been repaid in full and that 75% have either been paid back or are being paid according to schedule. The Department also explained that the vast majority of lender defaults were due to company failure rather than being related to fraud and error.45