Recommendation 28

Written evidence from the Association of British Insurers (ABI) and Flood Re emphasised the importance of property-level flood resilience measures such as flood barriers and doors. Such measures can reduce the cost of repairs and the recovery time of affected properties. Both the ABI and Flood Re welcomed the government’s commitment to increase property-level flood resilience but felt more could be done to overcome obstacles to the take-up of measures. Their suggestions included: using Flood Performance Certificates to inform householders about their flood risk and how to reduce it; improving the effectiveness of existing government-backed grants for property-level flood resilience measures; offering premium discounts where property-level flood resilience measures have been installed; and reforming building regulations to ensure an appropriate level of flood resilience is built into properties as standard.32 Building houses on flood plains