Select committee: Work and Pensions Committee
Conclusion 41
2nd Report - Pensioner Poverty: challenges and mitigations
Published 24 Jul 2025
Addressed to Department for Work and Pensions
Work and Pensions Committee Pensioner Poverty: challenges and mitigations All items in this report Report on parliament.uk ↗ Inquiry on parliament.uk ↗
Conclusion (the committee's words)
The State Pension age is an important tool for containing the costs of the State Pension. However, improvements in life expectancy across the country have stalled. People living in the most deprived areas of the country have lower life expectancy and lower healthy life expectancy than people in less deprived areas. Increases in the State Pension age have a disproportionate impact on them: they receive it for a shorter amount of time. The last time the State Pension age increased, there was an increase in the number of 88 pre-pensioners in poverty. Those unable to keep working are likely to have to continue to use up savings and to rely on means-tested benefits for people of working age, which are much less generous. (Conclusion, Paragraph 191)
From: Work and Pensions Committee, 2nd Report - Pensioner Poverty: challenges and mitigations (HC 465), 24 July 2025
Government response
The government responded to the whole report on 10 November 2025 (deadline 24 September 2025).
Summary written by Accountability Index from the government's response. It is not the government's own words.The government's response commits to monitoring the gender pensions gap and to data-sharing reports to the Committee, but declines to monitor local authorities on benefit take-up or to change mixed-age couple conditionality.
- On the gender pensions gap, the government is "committed to monitoring" it and will "continue to seek to monitor and publish every 2 years", as the underlying survey data allow.
- On an Older People's Commissioner for England, the government says it "will consider" the experience and effectiveness of the Commissioner in Wales to inform its "future thinking in England".
- The Department for Energy Security and Net Zero "will write to the Committee by the end of 2025" with an assessment of the legislative changes needed to enable data sharing for bill support.
- On a Pension Credit taper, the government argues a taper "would introduce far greater complexity into the benefit". On mixed-age couples, it states there "are no plans to change or explore" the current requirement.