Source · Select Committees · Treasury Committee

Recommendation 8

8

Consider self-employed interests in any future ISA market reforms due to historically low savings.

Conclusion
The available evidence indicates that saving for retirement with a Lifetime ISA is working well for self-employed people. Any Government reforms to the ISA market must take the interests of the self-employed into account, because self-employed people have historically achieved low levels of retirement saving. (Conclusion, Paragraph 87)
Government Response

A response document is linked to this report, dated 11 September 2025. Response attribution to this conclusion has not been verified. Read the response document ↗