Source · Select Committees · Treasury Committee

Recommendation 6

6

Insufficient data and time hinder assessment of Lifetime ISA suitability for retirement saving.

Conclusion
It is difficult for the Committee, the Treasury and the FCA to determine how the Lifetime ISA is being used for retirement saving across the eligible population without additional data. The Lifetime ISA may not have been in existence for sufficient time to support firm conclusions on its suitability as a retirement savings product. (Conclusion, Paragraph 80)
Government Response

A response document is linked to this report, dated 11 September 2025. Response attribution to this conclusion has not been verified. Read the response document ↗