Select committee: Treasury Committee
Conclusion 26
1st Report – Student loans: Broken and unfair?
Published 7 Jul 2026
Addressed to HM Treasury
Treasury Committee Student loans and taxation of graduates All items in this report Report on parliament.uk ↗ Inquiry on parliament.uk ↗
Conclusion (the committee's words)
While defining student loans as loans, the Teaching and Higher Education Act 1998 does not ban additional guidance being added to a student loan statement. We disagree with the government that additional information would confuse loan holders. There is potential for consumer detriment if people make voluntary repayments to pay off their student loan without fully understanding the benefits of having the loan written off. Any additional information that can be added to a student loan statement that increases loan holders’ awareness of the likelihood or possibility that they may not have to pay their loan off in full is likely to reduce confusion around student loans, not increase it. (Conclusion, Paragraph 96)
From: Treasury Committee, 1st Report – Student loans: Broken and unfair? (HC 14), 7 July 2026
Government response
The government responded to the whole report on 13 September 2026 (deadline 7 September 2026).