Recommendation 18

HM Government Acknowledged

Protecting renters from eviction The Government has introduced an unprecedented set of measures to prevent people from losing their homes as a result of the COVID-19 pandemic. Measures taken included a six month stay on possession proceedings, restrictions on bailiff enforcement and a requirement for landlords to give tenants longer notice periods before starting possession proceedings in most circumstances. New court rules require landlords to set out any information they are aware of in relation to how their tenant, or any dependant of their tenant, has been affected by the coronavirus pandemic when bringing a possession claim to court. A new review date, four weeks before the substantive hearing, has been introduced, which enables tenants to access advice earlier. The data shows that our package of support has, and is, preventing evictions. The Ministry of Justice reported that applications to the courts for possession by private and social landlords between January and March 2021 were down 74% compared to the same quarter in 2020. And only 812 repossessions were recorded between April 2020 and end March 2021 compared to 29,347 over the same period in 2019-202. It has been necessary to be responsive to the evolving public health situation and make important decisions at pace. We recognise that this resulted in a number of extensions to the COVID-19 measures to protect renters. We needed to respond to the public health context and the legislative powers related to preventing the transmission of the virus. It was not possible to say what the public health advice might be significantly into the future. We have kept the situation under constant review and responded in a way that is fair to tenants and landlords and ensures the ongoing stability of the private rented sector. Definition of substantial rent arrears In January 2021, we redefined the definition of substantial rent arrears to rent arrears of more than six months within the regulations restricting bailiff enforcement to balance the impact of the ongoing restrictions on landlords with the need to continue to protect tenants. This is important to the ongoing health and stability of the private rented sector. Many landlords have mortgages on their properties and although mortgage holidays have been available, in the longer-term their situation could become untenable, disrupting the market. It is not helpful to either the tenant or the landlord for the tenant to remain in a property that they cannot afford, accruing more arrears. The English Housing Survey Household Resilience Study (Wave 2) found that in November-December 2020, the vast majority of private renters (91%) were up to date with rent payments and that two-thirds of those who were in arrears have fallen less than two months behind in their payments. The majority of tenants would therefore be protected by the restrictions on bailiff enforcement. Even where an exemption does apply, bailiffs will not carry out an eviction if they are made aware that anyone living in the property has COVID-19 symptoms, is self-isolating or has been identified as Clinically Extremely Vulnerable. Tenants are also able to apply to suspend an eviction where they have grounds to do so.